Georgia Life & Health Insurance Guaranty Association 2177 Flintstone Drive, Suite R / Tucker, GA 30084 Home About Us FAQs Insolvencies Additional Info Links Terms of Use Contact Us Frequently Asked Questions    01.  What happens when my insurance company goes out of business? 02.  How is policy coverage determined? 03.  What is the Georgia Life & Health Insurance Guaranty Association? 04.  Who is protected? 05.  Does it matter where I live? 06.  What contracts are covered? 07.  Are all policies fully protected? 08.  Is long-term care insurance covered by the guaranty association? 09.  For example, if I own three annuities and each has a cash surrender value of $100,000 and my licensed insurance company fails, how much will the Georgia association pay if I want to cash surrender my annuities? 10.  What will happen to my insurance coverage if the guaranty association becomes liable for my policy? 11.  When might the guaranty association provide benefits? 12.  What is NOT protected by the guaranty association? 13.  How will I know if my life or health insurance company has failed or is unable to fulfill its obligations to its policyholders? 14.  How can I find out if my company is licensed in Georgia? 15.  Why hasn't my agent or company told me more about the Georgia Life & Health Insurance Guaranty Association?